Terms and Conditions

Last updated: July 2, 2026

These Terms and Conditions govern your use of FHALoanQuestions.com, operated by Home Loans Inc: Jason Sharon, Mortgage Broker. By using this site, you agree to them. If you do not agree, please do not use the site.

Educational, not an offer

Everything on this site is for general education. FHA guidelines are summarized in plain English from HUD Handbook 4000.1 and are subject to change; individual lenders add their own overlays. Nothing here is a Loan Estimate, an approval, or a commitment to lend, and nothing here guarantees a specific rate, term, or approval.

No guaranteed outcome

Being told no by one lender does not guarantee a yes from another, and nothing on this site promises you will qualify. Any loan is subject to underwriting approval, FHA eligibility, and lender guidelines.

Your responsibilities

• Give accurate, current information when you contact us or apply.
• Use the site lawfully and not to disrupt or misuse it.
• Keep your own login or application credentials secure.

Intellectual property

The content, design, and marks on this site belong to Home Loans Inc or its licensors and may not be copied or reused without permission.

Third-party links

We may link to other sites (such as application portals, HUD resources, NMLS Consumer Access, or the BBB). We are not responsible for the content or privacy practices of sites we do not control.

Limitation of liability

The site is provided "as is." To the fullest extent allowed by law, Home Loans Inc is not liable for any indirect or consequential damages arising from your use of the site.

Governing law

These terms are governed by the laws of the State of South Carolina, without regard to its conflict-of-laws rules.

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Home Loans Inc is a licensed mortgage broker, not a lender. Loans subject to credit approval. Not a commitment to lend. Equal Housing Opportunity.